Following years of systematic mis-selling by the

Following years of systematic mis-selling by the lenders and other financial institutions, PPI (Payment Proper protection Insurance) claims are now all the rage and you should hear many successful stories about the thousands of pounds claimants have received.

You always hear about the 'easy process' and 'how quick my claim was settled'. Unfortunately there is also a large proportion of shoppers who are finding that the lenders are not hence forthcoming, despite the high court judgment that mis-sold PPI has to be repayed, in many cases 'PPI rejected' is becoming more common theme.

What are PPI Claims?

Quite simply, you would have been paying for payment protection insurance policy on your loan or credit card. In so many cases PPI can be a valid, required insurance policy and considered a sensible policy to own. However there was a period where PPI was mis-sold, a lot - You might fall into the mis-sold category for numerous sorts reasons - see the list listed below for the top 6 reasons. When your PPI was mis-sold you have a PPI claim; a right to claim back the money a person paid on the policy.

Reasons you could have a PPI claim:

Your service has already been fined?

You had medical troubles mis sold payment protection in the past?

You were self-employed, unemployed or retired?

You were advised of or sold the wrong thing?

You did not realise you had cover?

You were told it was compulsory?

I put in the PPI claim and the response has been PPI rejected - now what?

'PPI rejected' is frustrating to see, especially when you are quite sure your lay claim is legitimate. But if the lenders are saying 'PPI rejected' there is not much I can do right? Wrong! Do not be sad, this is not the end of the road. Despite the fact that there is a high court ruling to the lenders it would appear they are continue to trying to avoid paying where likely. 'PPI rejected' should be translated for the reason that 'we are trying to fob you off and hope you will give up! '

Your response should be to appeal. You may appeal to the Financial Ombudsman that will review your case and make a final lording it over. If you do not wish to do this yourself there are plenty of professional organisations such as Claimspower that can appeal your PPI claim to defeat the PPI rejected decision. Don't lose heart. If at first an individual succeed try again, after all we have been potentially talking about thousands of pounds here, that you just paid out when you shouldn't have done.